The COVID-19 pandemic profoundly reshaped industries worldwide, but perhaps none as visibly and rapidly as the financial technology (fintech) sector. From shifting consumer behaviours to accelerating technology adoption, the pandemic led to unprecedented transformations in financial services. This article explores the long-term impacts of COVID-19 on fintech adoption, examining how…

In recent years, digital banking has transformed the financial industry, providing users with convenient access to banking services through online and mobile platforms. However, this evolution has also heightened the importance of cybersecurity. With cyberattacks on the rise, protecting sensitive customer data and preventing fraud have become top priorities for…

Cryptocurrency has evolved from a niche technological experiment to a major player in the financial industry, reshaping how digital assets are viewed and utilised. As fintech innovations continue to unfold, cryptocurrency’s integration into mainstream financial services is broadening, driven by factors like blockchain advancements, regulatory developments, and the rise of…

Research shows that dynamic markets are increasingly attractive destinations for western financial institutions.

As the world increasingly recognises the importance of sustainable practices, the demand for sustainable investment options is on the rise. Investors, governments, and corporations are shifting focus to financing strategies that prioritise environmental, social, and governance (ESG) factors. Sustainable finance, often driven by fintech innovation, seeks to bridge the gap…

In the dynamic world of financial technology, or fintech, companies strive to innovate while navigating a complex landscape of regulations that govern everything from data security to anti-money laundering (AML) standards. Regulatory compliance is increasingly recognised not just as a legal obligation, but as a cornerstone of fintech success, as…

Over the past decade, the financial industry has witnessed the rise of neobanks, which are redefining traditional banking by offering innovative, user-centric solutions to meet evolving consumer needs. Operating primarily online with no physical branches, neobanks leverage technology to streamline financial services, reduce fees, and provide a personalised experience that…

The fintech sector has witnessed unprecedented growth over the past decade, but 2023 marked a challenging year. Amidst global economic uncertainty and shifting investor sentiment, fintech investment declined by nearly 50%. Despite this downturn, the industry remains cautiously optimistic, with emerging trends and innovation likely to shape future growth. This…